2025 Ira Contribution Limits 2025 Limits. The irs’s 2025 retirement plan and ira contribution limits provide a clear picture of how inflation is impacting retirement savings strategies. Her maximum roth ira contribution for 2025 is $4,670, calculated as follows:

The irs has released the updated contribution limits for retirement plans in 2025. These changes apply to 401(k), ira, simple ira, and sep ira plans.